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Digit General Insurance Logo
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Car Insurance Premium Calculator

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9000+

Cashless Garages

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2900 Crore+

Paid-in Claims

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1.2 Cr+

Policies Sold

Up to 90% Off with PAYD Add-On
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Up to 90% Discount

Save big with Digit - Claim up to 90% discount on new car insurance premium.

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Car insurance Online, Up to 90% Discount

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9000+

Cashless Garages

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2900 Crore+

Paid-in Claims

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1.2 Cr+

Policies Sold

Virat Kohli Reacts to Digit’s Car Insurance Claim Process!

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What’s Covered in Digit Car Insurance

Hatchback Damaged Driving

Accidents

Damages and losses that may arise out of accidents and collisions

Getaway Car

Theft

Covers for the losses incurred when your car is unfortunately stolen

Car Got Fire

Fire

Damages and losses caused to your car due to an accidental fire

Natural Disaster

Natural Disasters

Damages and losses to your car in case of natural calamities such as floods, cyclones, etc.

Personal Accident

Personal Accident

If there is a car accident and unfortunately, it leads to death or disability of the owner

Third Party Losses

Third-Party Losses

In cases where your car causes damages and losses to someone else, their car or property.

What’s Not Covered?

It is equally important to know what’s not covered in your car insurance policy, so that there are no surprises when you make a claim. Here are some such situations:

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Own Damages for Third-Party Policy Holder

In the case of a Third-Party or Liability Only Car Policy, damages to own vehicle won’t be covered. 

Drunk Driving or without a Licence icon

Drunk Driving or without a Licence

You were driving drunk or without a valid driving licence.

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Driving without a Valid Driving Licence Holder

You hold a learner’s licence and were driving without a valid driving licence-holder in the front passenger seat.

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Consequential Damages

Any damage which is not a direct result of the accident (e.g. after an accident, if the damaged car is driven incorrectly and the engine gets damaged, it will not be covered)

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Contributory Negligence

Any contributory negligence (e.g., damage due to driving a car in a flood, which is not recommended as per the manufacturer’s driving manual, will not be covered)

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Add-Ons Not Bought

Some situations are covered in add-ons. If you haven’t bought those add-ons, the corresponding situations will not be covered.

Why Choose Digit Insurance?

We treat our customers like VIPs, know how…

Cashless Repairs

6000+ Cashless Network Garages for you to choose from across India

Smartphone-Enabled Self Inspection

Just click the damages on your phone and you are done

Super-Fast Claims

We've settled 96% of all claims for private cars!

24*7 Support

24*7 call facility even on National Holidays

Customize your Vehicle IDV

Customize Your Vehicle IDV

With us, you can customize your vehicle IDV as per your choice!

Key Features of Car Insurance by Digit

Key Features Digit Benefits
Premium Starting from ₹2,094/- 
No Claim Bonus Up to 50% Discount
Customizable Add-Ons 11 Add-ons available
Cashless Repairs Available at 6000+ Garages with Doorstep Pickup & Drop
Claim Process Smartphone-enabled Claim process. Can be done online within 7 minutes!
Own Damage Cover Available
Damages to Third-Party Unlimited Liability for Personal Damages, Up to 7.5 Lakhs for Property/Vehicle Damages

Car Insurance Plans That Fit Your Needs

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Third party

A Third-party car insurance is one of the most common types of car insurance; in which only damages & losses caused to a third-party person, vehicle or property are covered.
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Comprehensive

A Comprehensive car insurance is one of the most valuable types of car insurance that covers both third-party liabilities and damages to your own car as well.
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Own Damage

An Own Damage Car Insurance is for yourself; it covers loss and damage only to your own car in case of accidents and collisions, natural calamities, fires, and thefts.

Third-Party

Comprehensive

Own Damage

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How to Buy/Renew Car Insurance Policy with Digit?

Step 1

On the Digit app or website, enter car’s registration number and mobile number, and click on ‘View Prices’.

Step 2

Select the plan, add-ons and IDV, and click on ‘Continue.’

Step 3

Enter your personal, nominee and vehicle details and click on ‘Pay Now.’

Step 4

Complete the payment and mandatory KYC verification process.

Step 5

You’re done! You’ll receive the policy document via email, SMS and WhatsApp. Also, you can access it 24X7 on the Digit App.

How to File a Car Insurance Claim?

After you buy or renew our car insurance plan, you live tension free as we have a 3-step, completely digital claims process!

Step 1

Just call on 1800-258-5956. No forms to be filled

Step 2

Get a link for Self-Inspection on your registered mobile number. Shoot your vehicle’s damages from your smartphone through a guided step by step process.

Step 3

Choose the mode of repair you wish to opt for i.e. Reimbursement or Cashless through our network of garages.

Cashless Garages by Digit

Digit's Cashless Garages

Get cashless repairs at 6000+ garages across India 

What Our Customers have to Say about Us

Vishal Modi

One is the best and easiest insurance claims process i have had. Very helpful customer care and efficient surveyors (Mr. Satish Kumar in my case). Just upload the photos and get your claim processed. Reimbursement also done very fast. Great going godigit!!!!

Sulabh Sinha

It gives me immense pleasure to share my recent experience with Digit. Now, I can say it is the best insurance service provider in market, in terms of claim settlement and customer support. I would like to convey my sincere thanks to Mr. Ratna (surveyor) who handled my case in very professional manner. He advised me the right thing at the right time and this is what you expect from your insurer. Expecting Digit to continue the same quality of service in future.

Siddhant Gandhi

It is great experience and pleasure to have been associated with Digit insurance. The entire process seemed to be so easy and customer friendly that I didnt stress myself over my car getting ready at workshop. You get a link and yourself click the photos of your damaged car and create the claim number for the same. Further entire care is taken by your surveyor. In my case Mr. Mhatre was extremely helpful and quick to reapond in all the matters. Definately better than my earlier Insurer. Go Go Digit!!

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